PANELYS CASH is a money transfer system via SMS that uses two payment devices: mobile money and a bank card named PANELYS CASH VISA.
-Bancarisation rate is less than 19% -No interoperability of mobile money between telCos - Inappropriate local fintech solutions.
Owning our card (10,000 XOF / 3yrs) allows the customer to make inter-operator mobile money transfers & make world purchases & payments VISA